OUR RATES
| Product | Rate | APR |
| 30-Yr Fixed | 4.375% | 4.554% |
| 15-Yr Fixed | 3.875% | 4.186% |
| *updated as of quoted rates reflect good credit scores with a 20% down payment on $160,000 home - offer may terminate at any time without notice - rate and annual percentage rate calculated on a 365 day year with typical/normal closing costs, Rates/APRs subject to change with closing costs - properties and applicants must quality - other restrictions may apply. | ||
Forms
The forms below are basic forms that may be used in the mortgage application process. To learn more about each individual form, please contact us.
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Loan Applications:
Other Forms:
Conventional Disclosures:
- Borrowers' Certification and Authorization
- Customer Identification Disclosure
- Disclosure of Multiple Roles in a Real Estate Transaction
- Equal Credit Opportunity Act
- Notice to the Home Loan Applicant Credit Score Information Disclosure
- Notice of Penalties for Making False or Misleading Statement
- Privacy Policy Disclosure
- Rapid Reporting Verification Company
- Servicing Disclosure Statement
- Texas Mortgage Broker/Loan Officer Disclosure
FHA
- HUD/VA Addendum to Uniform Residential Loan Application
- Borrowers' Certification and Authorization
- Borrower's Blanket Signature Authorization
- Customer Identification Disclosure
- Disclosure of Multiple Roles in a Real Estate Transaction
- Equal Credit Opportunity Act
- Amendatory Clause/Real Estate Certification
- For Your Protection: Get a Home Inspection
- Important Notice to Homebuyers
- Informed Consumer Choice Disclosure Notice
- Notice of Penalties for Making False or Misleading Statement
- Notice to Homeowner
- Notice to the Home Loan Applicant Credit Score Information Disclosure
- Privacy Policy Disclosure
- Rapid Reporting Verification Company
- Request for Transcript of Tax Return
- Servicing Disclosure Statement
- Texas Mortgage Broker/Loan Officer Disclosure
VA
- HUD/VA Addendum to Uniform Residential Loan Application
- Borrower's Acknowledgement of Disclosures
- Borrowers' Certification and Authorization
- Counseling Checklist for Military Homebuyers
- Debt Questionnaire
- Equal Credit Opportunity Act
- Federal Collection Policy Notice
- GEO Mortgage Services
- Instructions for VA Form 26-1880
- Interest Rate and Discount Statement
- Lender Certification
- Notice to the Home Loan Applicant Credit Score Information Disclosure
- Privacy Policy Disclosure
- Rapid Reporting Verification Company
- Request for a Certificate of Eligibility
- Rights of VA Loan Borrowers
- Request for Transcript of Tax Return
- Servicing Disclosure Statement
- Statement of Service
- Texas Mortgage Broker/Loan Officer Disclosure
- VA-Amendment to Contract
- VA Disability Questionnaire
- Veteran Certification of Membership in Reserves or National Guard